銀行辦理信用證英語對話
導語：辦理信用證是銀行提供的一項服務，下面是一則有關辦理信用證的英語對話，希望大家可以從中學到知識。
能幫你什麼忙嗎，先生?
C: Yes, I want to open an L/C, but I don t know how to work?
對，我想開個信用證，但我不明白如何運作?
T: OK, Let tell you. A letter of credit is a written payment instrument issued by a bank at the request of a customer . It will be sent to the exporter to make shipment and prepare the documents specified in the L/C. As soon as the L/C and documents are presented to the issuing bank, the bank must pay to the exporter . The bank acts as the first payer and this is the most important feature of L/C.
好，讓我來告訴你。信用正是應客户(通常是進口商)的要求而開立的一種付款承諾文件，信用證將被寄給出口商，使出口商可以把貨物裝船， 並根據信用正的要求準備單據。一旦信用證和單據提交給開證行，開證行必須立即付款給出口商(受益人)。銀行就作為第一支付人進行支付，這就是信用證最重要的特徵。
C: I see, would you tell me what s the main content of an L/C?
我明白了，你能告訴我信用證的主要內容嗎?
T: Name, quality, unit price and amount of goods, ports of loading and destination, price and payment terms, shipping documents, latest shipment date and validity of the L/C.
商品的品名，數量，單價和種類，裝貨港和目的地，價格和付款條件，裝船單據，最後裝運期和到目的地的有效期。
C: Then how can I send an L/C to my customer?
那麼，我怎麼才可以向我的客户開出信用證呢?
T: In practice, the issuing bank will send the L/C to one of its correspondents at the place of export by mail of cable. After verifying the authenticity of the L/C, the correspondent will send the L/C to the exporter.
習慣上，開證行總是向出口商所在地的代理行發出郵件或電報，在檢驗信用證的`真實性後，代理行(通知行)將向出口方發出信用證。
C: How can my customer receive the proceeds?
我的客户怎樣才能收到錢?
T: The exporter will make shipment and present the L/C with all the documents to a negotiation bank if it is available by negotiation. If the documents are in compliance with the terms of the L/C through carefully checking, the bank will negotiate the documents and send them to the issuing bank for reimbursement. The issuing bank will debit importer s account when releasing the shipping documents to the importer. The whole transaction now comes to the end.
信用證是可以議付的，出口商向議付行提交信用證所要的所有單據， 只要所提交的單據和信用證要求的條件是一致的話，銀行將議付。當開證行將裝船單據交給進口商時，開證行就借記進口方的帳户，整個交易就完成了。
C: I see, Thank you very much
我明白了，謝謝你!
T: you re welcome!
別客氣。
