關於信用證的銀行英語口語

L/C(信用證)

C= Customer顧客 T=Teller職員

T: Can I help you, sir?

能幫你什麼忙嗎，先生？

C: Yes, I want to open an L/C, but I don't know how to work?

對， 我想開個信用正，但我不明白如何運作？

T: Ok, Let tell you. A letter of credit is a written payment instrument issued by a bank at the request of a customer (always the importer). It will be sent to the exporter to make shipment and prepare the documents specified in the L/C. As soon as the L/C and documents are presented to the issuing bank, the bank must pay to the exporter (beneficiary). The bank acts as the first payer and this is the most important feature of L/C.

好，讓我來告訴你，銀行英語口語－信用證。信用正是應客户（通常是進口商）的要求而開立的一種付款承諾文件，信用證將被寄給出口商，使出口商可以把貨物裝船， 並根據信用正的要求準備單據。一旦信用證和單據提交給開證行，開證行必須立即付款給出口商（受益人）。銀行就作為第一支付人進行支付，這就是信用證最重要的特徵。

C: I see, would you tell me what's the main content of an L/C?

我明白了， 你能告訴我信用證的主要內容嗎？

T: Name, quality, unit price and amount of goods, ports of loading and destination, price and payment terms, shipping documents, latest shipment date and validity of the L/C.

商品的品名，數量，單價和種類，裝貨港和目的'地，價格和付款條件，裝船單據，最後裝運期和到目的地的有效期，商務英語《銀行英語口語－信用證》。

C: Then how can I send an L/C to my customer?

那麼，我怎麼才可以向我的客户開出信用證呢？

T: In practice, the issuing bank will send the L/C to one of its correspondents at the place of export by mail of cable. After verifying the authenticity of the L/C, the correspondent (advising bank) will send the L/C to the exporter.

習慣上，開證行總是向出口商所在地的代理行發出郵件或電報，在檢驗信用證的真實性後，代理行（通知行）將向出口方發出信用證。

C: How can my customer receive the proceeds?

我的客户怎樣才能收到錢？

T: The exporter will make shipment and present the L/C with all the documents to a negotiation bank if